Top 10 Ways to Avoid Fees and Get Free Money 10. Find the Right Bank 9. Switch to a Credit Union 8. Skip the Fee-Ridden Perks 7. Use Jenny’s Number for Grocery Store Discounts 6. Combine Your Cash Back Credit Card and Checking Account 5. Try a High Interest Savings Account 4. Apply Student Discounts to Everything You Can (Even If You Aren’t a Student) 3. Find Unclaimed Money in Your Name 2. Use a Debit Card Without Getting Screwed 1. Maximize Your Credit Card Rewards